Making Informed Decisions That Can Have Life Lasting Consequences

1700 Woodcreek Farms Rd, Elgin, South Carolina 29045

(803) 713-4476

Divorce Settlement Solutions

Our Practice

Our Approach



At Divorce Settlement Solutions we will help you navigate through the financials of your divorce while working towards a settlement that you believe to be best for you.  Divorce is going to force you to make some of the biggest financial  decisions of your life. We understand that you are in an emotionally challenged place and may be willing to accept settlement agreements without fully understanding the short- and long-term financial implications. 

It's crucial that you have a clear understanding not only of your current finances but of your finances moving your financial needs, concerns, and objectives.  We help you identify accurate values for your assets, debts, income and expenses.

We prepare spreadsheets, charts and graphs that project cash flows, net worth, and tax effects of proposed settlements and put that information in language you can understand allowing you to confidently take the next steps. 

We are dedicated to understanding what results you want and to helping you understand what the consequences are of each decision. We will work with you every step of the way to make sure that you understand the choices you are making and feel empowered to make those decisions with confidence.

It's not about what your spouse thinks you are worth, it's about what you are entitled to .

Legacy of Success


Philip has been a Financial Advisor for over  30 years helping families through the process of accumulating, growing, distributing  and protecting their wealth. 

With 9 years as a Certified Divorce Financial Analyst, he has been helping clients with the splitting of assets and successfully transitioning them to their next journey. He has a proven track record of success and  will use his experience to help you navigate down a path to the results you need. 

Check out his success stories, and then schedule your free phone consultation today.

Our Team


Philip P. Rusnak CDFA


Philip is the President and Financial Advisor of Preferred Financial Solutions, LLC, Founder of Divorce Settlement Solutions and Certified Divorce Financial Analyst™ . Philip, having gone through his own divorce, uses his personal experience to demonstrate his commitment to providing the highest level of professionalism and personal service to each client. Philip is a member of multiple distinguished organizations including:  

* Member of the International  Academy   of Collaborative Professionals 

* Founding member of the Columbia Collaborative Law Center 

* Former Executive Board Member  South Carolina Collaborative Law Institute 

* Member of the Institute of  Divorce Financial Analysts 

* Board Member of the South Carolina Academy of Collaborative Professionals 

* Member of the  Association of Divorce Financial Planners

* Interdisciplinary Collaborative  Family Practice Financial Trainer 

Philip works with divorcing individuals, attorneys, mediators and collaborative teams to provide clarity on the complex issues that arise  pre-divorce, during and post-divorce. He offers valuable insight into the pros and cons of different settlement proposals while helping his clients avoid the common financial pitfalls of divorce.

Divorce Settlement Solutions primary goal is to help each client navigate through their financial issues so that they can make clear and appropriate decisions.  


Cara Hardy

Cara is vital to the company in her role of client relationships coordinator by greeting clients, maintaining a relationship with these clients and accommodating their needs.

 Cara is responsible for supporting firm business development efforts through the implementation of the firm’s marketing plans, events and public relations initiatives